Planning for Your Future   

Strategies to enhance your income and reduce your taxes through the four stages of retirement.

Albert Einstein once said that the “hardest thing in the world to understand is income tax.” And he never had to deal with RMDs, QCDs, QBIs, Provisional Income, and IRMAs. People consistently pay more tax in retirement than they need to because of a confusing system that contains hidden taxes, traps, and penalties. Learn to keep more of your income and avoid the consequences of paying more tax than necessary. Topics include:

• A review of recent tax law changes
• Social Security, Medicare, and taxes
• Tax planning in pre/early retirement
• Taxes during retirement & estate considerations

If you plan to retire in the next 10 to 15 years or are currently in retirement, the information in this ninety-minute class is essential to your financial success.
Sorry, this course does not qualify for the senior discount.

While obtaining Medicare coverage is something most of us will experience in our lives eventually, it can be confusing to know when and how to make this transition. In addition, Medicare rules and benefits can change every year. People in all walks of life can benefit from a better understanding of Medicare. We seek to provide this understanding not only for those approaching Medicare eligibility, but also their children and potential POAs, HR employees, medical office employees, community health employees, SSDI recipients, younger retirees, financial advisors, and anyone else who needs to plan for their retirement and/or assist others in obtaining healthcare and preparing for their healthcare needs in retirement.

Seminars are compliant with Medicare rules. General information on premiums, copays, and benefits may be discussed; however, no particular plan offerings will be made. The goal is to educate so that when Medicare comes up, you know what questions to ask.

Sorry, this course does not qualify for the senior discount.

While obtaining Medicare coverage is something most of us will experience in our lives eventually, it can be confusing to know when and how to make this transition. In addition, Medicare rules and benefits can change every year. People in all walks of life can benefit from a better understanding of Medicare. We seek to provide this understanding not only for those approaching Medicare eligibility, but also their children and potential POAs, HR employees, medical office employees, community health employees, SSDI recipients, younger retirees, financial advisors, and anyone else who needs to plan for their retirement and/or assist others in obtaining healthcare and preparing for their healthcare needs in retirement.

Seminars are compliant with Medicare rules. General information on premiums, copays, and benefits may be discussed; however, no particular plan offerings will be made. The goal is to educate so that when Medicare comes up, you know what questions to ask.

Sorry, this course does not qualify for the senior discount.

You may have never considered putting together an estate plan. You may think, “I don’t have an ‘estate.’ Estates are what rich people have.” What we’re referring to is what happens to your minor children, your assets, and your own healthcare decisions if something happens to you. In this basic overview, we will discuss account registration, beneficiary designation, will, trust, tax information, life insurance and TOD (Transfer on Death.)

Sorry, this course does not qualify for the senior discount.

You may have never considered putting together an estate plan. You may think, “I don’t have an ‘estate.’ Estates are what rich people have.” What we’re referring to is what happens to your minor children, your assets, and your own healthcare decisions if something happens to you. In this basic overview, we will discuss account registration, beneficiary designation, will, trust, tax information, life insurance and TOD (Transfer on Death.)

Sorry, this course does not qualify for the senior discount.

You went to school to prepare for your career; now it’s time to prepare for retirement. Learn about the many ways to save for retirement — advantages and disadvantages of each.

This comprehensive course helps you see the "big picture". It examines many aspects of personal finance and explains how they all can work together to create an integrated retirement plan. Topics include saving money on taxes, managing investment risk, Social Security claiming strategies and protecting your assets from long-term care expenses. Above all, helping you assess your financial situation so you can develop a plan to achieve your goals.

Sorry, this course does not qualify for the senior discount.

You went to school to prepare for your career; now it’s time to prepare for retirement. Learn about the many ways to save for retirement — advantages and disadvantages of each.

This comprehensive course helps you see the "big picture". It examines many aspects of personal finance and explains how they all can work together to create an integrated retirement plan. Topics include saving money on taxes, managing investment risk, Social Security claiming strategies and protecting your assets from long-term care expenses. Above all, helping you assess your financial situation so you can develop a plan to achieve your goals.

Sorry, this course does not qualify for the senior discount.

For those with little to no experience
Can looking at your budget change your financial future? Take an evening examining your budget and discover areas you can improve. Look at your current spending, where you want to be, and find out how you could get there.

Walk through the basic knowledge of stocks, bonds, and mutual funds. Learn the rule of 72, the differences between ROTH and traditional IRA, how to make retirement money last, and how to gift money to children, grandchildren, and charity.

Sorry, this course does not qualify for the senior discount.