Personal Enrichment   

Strategies to enhance your income and reduce your taxes through the four stages of retirement.

Albert Einstein once said that the “hardest thing in the world to understand is income tax.” And he never had to deal with RMDs, QCDs, QBIs, Provisional Income, and IRMAs. People consistently pay more tax in retirement than they need to because of a confusing system that contains hidden taxes, traps, and penalties. Learn to keep more of your income and avoid the consequences of paying more tax than necessary. Topics include:

• A review of recent tax law changes
• Social Security, Medicare, and taxes
• Tax planning in pre/early retirement
• Taxes during retirement & estate considerations

If you plan to retire in the next 10 to 15 years or are currently in retirement, the information in this ninety-minute class is essential to your financial success.
Sorry, this course does not qualify for the senior discount.

Are you using your digital camera to its full potential? If you are new to digital photography or looking to improve your skills, don’t rely on the AUTO setting — get the most out of your photographs. From understanding camera operation to professional composition and lighting techniques, take your photos further!!

You will get the most from this class if your digital camera can shoot in FULLY MANUAL mode. Point-and-shoot cameras are NOT recommended.

65+ please be sure to also add the senior discount to your cart!

Are you using your digital camera to its full potential? If you are new to digital photography or looking to improve your skills, don’t rely on the AUTO setting — get the most out of your photographs. From understanding camera operation to professional composition and lighting techniques, take your photos further!!

You will get the most from this class if your digital camera can shoot in FULLY MANUAL mode. Point-and-shoot cameras are NOT recommended.

65+ please be sure to also add the senior discount to your cart!

Ready to add richness and variety to your guitar playing? Learn the foundational fingerpicking techniques used in folk, country, blues, and other popular styles. Through simple exercises and practical patterns, you'll build the coordination and confidence needed to play with greater texture and expression. This class is designed for guitarists who already know basic chords and can transition between them comfortably. Bring your guitar and discover how fingerpicking can transform the songs you play.
65+ please be sure to also add the senior discount to your cart!

This comprehensive course will introduce you to the basics, including: gear and equipment, basic entomology and fly selection, knots and rigging, reading water, wading safety, and a casting session. The goal is to help foster a lifelong passion and appreciation of fly fishing.
65+ please be sure to also add the senior discount to your cart!

Learn how to repair and connect metal around your farm, yard, or business - either for practical application or for artistic use. Learn the essentials of safety, rod identification, electrical theory, oxyacetylene cutting, and plasma cutting. Use various shop machinery in a controlled environment to build confidence in your skills.
We will cover mandatory shop safety information during the first two nights of class. Attendance and participation for both nights are required.
Most expendable materials are provided (metals, gas, welding tips, etc.) You'll need your own personal protective equipment. Please see the SUPPLIES LIST here. You will also need to provide either scrap or new materials to produce a final project for the class.
Ages 18+ only, please.
 

In this class, Sally will share her beloved “Good Kid” cookies, a longtime family favorite that combines wholesome ingredients with wonderful flavor. You will learn how to make these nutritious treats and discover tips for creating delicious baked goods that are both healthy and satisfying.

65+ please be sure to also add the senior discount to your cart!

In this creative and engaging class, you will explore a variety of drawing and painting techniques using both wet and dry media. Learn about influential artists throughout history and draw inspiration from their unique styles and artistic approaches while creating original works of your own. Experiment with mixed media collage, water-based painting techniques, and drawing with both traditional and nontraditional tools. Learn basic to intermediate color theory concepts to help develop artistic skills, creativity, and confidence.
65+ please be sure to also add the senior discount to your cart!

There are many reasons to tie your own flies, but one of the most important is the satisfaction you’ll feel when you catch a fish with your own creation! If you are absolutely new to fly tying, this is the place to begin.

Learn the fundamentals and basic techniques for nymphs, streamers, and wet and dry flies - what works in our area, proper sizes and proportions.

65+ please be sure to also add the senior discount to your cart!

While obtaining Medicare coverage is something most of us will experience in our lives eventually, it can be confusing to know when and how to make this transition. In addition, Medicare rules and benefits can change every year. People in all walks of life can benefit from a better understanding of Medicare. We seek to provide this understanding not only for those approaching Medicare eligibility, but also their children and potential POAs, HR employees, medical office employees, community health employees, SSDI recipients, younger retirees, financial advisors, and anyone else who needs to plan for their retirement and/or assist others in obtaining healthcare and preparing for their healthcare needs in retirement.

Seminars are compliant with Medicare rules. General information on premiums, copays, and benefits may be discussed; however, no particular plan offerings will be made. The goal is to educate so that when Medicare comes up, you know what questions to ask.

Sorry, this course does not qualify for the senior discount.

While obtaining Medicare coverage is something most of us will experience in our lives eventually, it can be confusing to know when and how to make this transition. In addition, Medicare rules and benefits can change every year. People in all walks of life can benefit from a better understanding of Medicare. We seek to provide this understanding not only for those approaching Medicare eligibility, but also their children and potential POAs, HR employees, medical office employees, community health employees, SSDI recipients, younger retirees, financial advisors, and anyone else who needs to plan for their retirement and/or assist others in obtaining healthcare and preparing for their healthcare needs in retirement.

Seminars are compliant with Medicare rules. General information on premiums, copays, and benefits may be discussed; however, no particular plan offerings will be made. The goal is to educate so that when Medicare comes up, you know what questions to ask.

Sorry, this course does not qualify for the senior discount.

Celebrate your furry (or feathered!) friend by creating a one-of-a-kind pet portrait in acrylic paint. Explore inspiring artistic styles from renowned artists while learning how different approaches can bring personality and charm to your artwork. Learn about color theory and color mixing, experiment with underpainting, layering, glazing, and textured brushwork, and develop painting skills step-by-step. Whether you are a beginner or experienced artist, you'll leave with a finished portrait and a deeper appreciation for creative self-expression through art.
65+ please be sure to also add the senior discount to your cart!

You may have never considered putting together an estate plan. You may think, “I don’t have an ‘estate.’ Estates are what rich people have.” What we’re referring to is what happens to your minor children, your assets, and your own healthcare decisions if something happens to you. In this basic overview, we will discuss account registration, beneficiary designation, will, trust, tax information, life insurance and TOD (Transfer on Death.)

Sorry, this course does not qualify for the senior discount.

You may have never considered putting together an estate plan. You may think, “I don’t have an ‘estate.’ Estates are what rich people have.” What we’re referring to is what happens to your minor children, your assets, and your own healthcare decisions if something happens to you. In this basic overview, we will discuss account registration, beneficiary designation, will, trust, tax information, life insurance and TOD (Transfer on Death.)

Sorry, this course does not qualify for the senior discount.

You went to school to prepare for your career; now it’s time to prepare for retirement. Learn about the many ways to save for retirement — advantages and disadvantages of each.

This comprehensive course helps you see the "big picture". It examines many aspects of personal finance and explains how they all can work together to create an integrated retirement plan. Topics include saving money on taxes, managing investment risk, Social Security claiming strategies and protecting your assets from long-term care expenses. Above all, helping you assess your financial situation so you can develop a plan to achieve your goals.

Sorry, this course does not qualify for the senior discount.

You went to school to prepare for your career; now it’s time to prepare for retirement. Learn about the many ways to save for retirement — advantages and disadvantages of each.

This comprehensive course helps you see the "big picture". It examines many aspects of personal finance and explains how they all can work together to create an integrated retirement plan. Topics include saving money on taxes, managing investment risk, Social Security claiming strategies and protecting your assets from long-term care expenses. Above all, helping you assess your financial situation so you can develop a plan to achieve your goals.

Sorry, this course does not qualify for the senior discount.

Explore the art of Steelhead fly tying, with a focus on summer run patterns for the Clearwater, Deschutes, Grand Ronde, Salmon, and Snake rivers. You’ll learn to tie classic flies inspired by Glasso, Johnson, Kaufmann, Jackson, and Lemire while building core skills in proportions, hook selection, body styles, and material choices. By the end of the class, you’ll complete at least 10 flies using a variety of natural and synthetic materials.

65+ please be sure to also add the senior discount to your cart!

Essential items:	Optional Items:
Fly tying vice	Extra bobbins
Bobbin and threader	Small hair stacker
All-purpose scissors	Extra bodkins
Medium hair stacker	Micro-tip scissors (curved)
Whip finish tool	Course hair scissors
Hackle pliers	Bead pliers
Dubbing twister x 2	Dubbing brush

 

For those with little to no experience
Can looking at your budget change your financial future? Take an evening examining your budget and discover areas you can improve. Look at your current spending, where you want to be, and find out how you could get there.

Walk through the basic knowledge of stocks, bonds, and mutual funds. Learn the rule of 72, the differences between ROTH and traditional IRA, how to make retirement money last, and how to gift money to children, grandchildren, and charity.

Sorry, this course does not qualify for the senior discount.