Personal Enrichment   

Strategies to enhance your income and reduce your taxes through the four stages of retirement.

Albert Einstein once said that the “hardest thing in the world to understand is income tax.” And he never had to deal with RMDs, QCDs, QBIs, Provisional Income, and IRMAs. People consistently pay more tax in retirement than they need to because of a confusing system that contains hidden taxes, traps, and penalties. Learn to keep more of your income and avoid the consequences of paying more tax than necessary. Topics include:

• A review of recent tax law changes
• Social Security, Medicare, and taxes
• Tax planning in pre/early retirement
• Taxes during retirement & estate considerations

If you plan to retire in the next 10 to 15 years or are currently in retirement, the information in this ninety-minute class is essential to your financial success.
Sorry, this course does not qualify for the senior discount.

There are many reasons to tie your own flies, but one of the most important is the satisfaction you’ll feel when you catch a fish with your own creation! If you are absolutely new to fly tying, this is the place to begin.

Learn the fundamentals and basic techniques for nymphs, streamers, and wet and dry flies - what works in our area, proper sizes and proportions.

65+ please be sure to also add the senior discount to your cart!

Bring your sewing machine and learn from an expert at The Sewing Palace! Discover how to clean, maintain, and make the most of your machine—no matter the make or model. Don’t have a machine yet? A limited number will be available to borrow. Reply to your confirmation email to let us know if you will need one.
You will create a simple zippered pouch, a decorative pillow, a shopping tote (and more if time permits)! All the materials, thread, and fabric for the projects will be included in one kit from the instructor at the first class. Plan to arrive early for setup.
65+ please be sure to also add the senior discount to your cart!

While obtaining Medicare coverage is something most of us will experience in our lives eventually, it can be confusing to know when and how to make this transition. In addition, Medicare rules and benefits can change every year. People in all walks of life can benefit from a better understanding of Medicare. We seek to provide this understanding not only for those approaching Medicare eligibility, but also their children and potential POAs, HR employees, medical office employees, community health employees, SSDI recipients, younger retirees, financial advisors, and anyone else who needs to plan for their retirement and/or assist others in obtaining healthcare and preparing for their healthcare needs in retirement.

Seminars are compliant with Medicare rules. General information on premiums, copays, and benefits may be discussed; however, no particular plan offerings will be made. The goal is to educate so that when Medicare comes up, you know what questions to ask.

Sorry, this course does not qualify for the senior discount.

While obtaining Medicare coverage is something most of us will experience in our lives eventually, it can be confusing to know when and how to make this transition. In addition, Medicare rules and benefits can change every year. People in all walks of life can benefit from a better understanding of Medicare. We seek to provide this understanding not only for those approaching Medicare eligibility, but also their children and potential POAs, HR employees, medical office employees, community health employees, SSDI recipients, younger retirees, financial advisors, and anyone else who needs to plan for their retirement and/or assist others in obtaining healthcare and preparing for their healthcare needs in retirement.

Seminars are compliant with Medicare rules. General information on premiums, copays, and benefits may be discussed; however, no particular plan offerings will be made. The goal is to educate so that when Medicare comes up, you know what questions to ask.

Sorry, this course does not qualify for the senior discount.

You went to school to prepare for your career; now it’s time to prepare for retirement. Learn about the many ways to save for retirement — advantages and disadvantages of each.

This comprehensive course helps you see the "big picture". It examines many aspects of personal finance and explains how they all can work together to create an integrated retirement plan. Topics include saving money on taxes, managing investment risk, Social Security claiming strategies and protecting your assets from long-term care expenses. Above all, helping you assess your financial situation so you can develop a plan to achieve your goals.

Sorry, this course does not qualify for the senior discount.

You went to school to prepare for your career; now it’s time to prepare for retirement. Learn about the many ways to save for retirement — advantages and disadvantages of each.

This comprehensive course helps you see the "big picture". It examines many aspects of personal finance and explains how they all can work together to create an integrated retirement plan. Topics include saving money on taxes, managing investment risk, Social Security claiming strategies and protecting your assets from long-term care expenses. Above all, helping you assess your financial situation so you can develop a plan to achieve your goals.

Sorry, this course does not qualify for the senior discount.

Explore the art of Steelhead fly tying, with a focus on summer run patterns for the Clearwater, Deschutes, Grand Ronde, Salmon, and Snake rivers. You’ll learn to tie classic flies inspired by Glasso, Johnson, Kaufmann, Jackson, and Lemire while building core skills in proportions, hook selection, body styles, and material choices. By the end of the class, you’ll complete at least 10 flies using a variety of natural and synthetic materials.

Essential items:	Optional Items:
Fly tying vice	Extra bobbins
Bobbin and threader	Small hair stacker
All-purpose scissors	Extra bodkins
Medium hair stacker	Micro-tip scissors (curved)
Whip finish tool	Course hair scissors
Hackle pliers	Bead pliers
Dubbing twister x 2	Dubbing brush

 

For those with little to no experience
Can looking at your budget change your financial future? Take an evening examining your budget and discover areas you can improve. Look at your current spending, where you want to be, and find out how you could get there.

Walk through the basic knowledge of stocks, bonds, and mutual funds. Learn the rule of 72, the differences between ROTH and traditional IRA, how to make retirement money last, and how to gift money to children, grandchildren, and charity.

Sorry, this course does not qualify for the senior discount.