Personal Financial Planning   

Survey of risk management, primarily in the areas of life, health, casualty and liability insurance. Includes analysis of risk exposure, evaluation techniques for various insurance plans, and contract selection criteria from a cost-benefit standpoint. The candidate is introduced to the basic insurance contract and practical insurance checklists and to the principles of taxation as related to insurance premiums and benefits. The role of insurance in retirement and estate planning is also discussed. Advisory services, 36 NYS CPE credits

Study of various components of the estate planning process as they relate to the broader context of financial planning. Topics include the principles of the estate and gift taxation, trusts, property ownership, marital and charitable considerations, intrafamily transfers and postmortem planning. Emphasis is on the planning process, from data collection to recommendations of estate planning techniques. Advisory services, 36 NYS CPE credits