Personal Financial Planning   

Introduction to the principles and analytic techniques of personal financial management. Topics include: overview of the economic environment; time value of money concepts; CFP Board’s Code of Ethics and Professional Responsibility; regulatory environment; communication skills; the financial planning process; how to gather process and analyze client information; and to provide a written plan with recommendations as to risk management, investments, tax strategies, retirement planning and estate planning. For certificate program enrollees, this course is a recommended prerequisite to all other courses. Includes mastery of the use of the financial calculator. Advisory services, 36 NYS CPE credits

Study of various components of the estate planning process as they relate to the broader context of financial planning. Topics include the principles of the estate and gift taxation, trusts, property ownership, marital and charitable considerations, intrafamily transfers and postmortem planning. Emphasis is on the planning process, from data collection to recommendations of estate planning techniques. Advisory services, 36 NYS CPE credits