Acompañanos a una sesión divertida y amigable para descubrir como controlar tus gastos e implementar hábitos creativos para ahorrar. La sesión provee, simples pero efectivas herramientas para gastar de una manera balanceada. Nuestros servicios capacitan a las personas a tener control de sus próximos pasos a su propio ritmo. No se necesitan materiales excepto el deseo de aprender.

Acompañanos a una sesión divertida y amigable para descubrir como controlar tus gastos e implementar hábitos creativos para ahorrar. La sesión provee, simples pero efectivas herramientas para gastar de una manera balanceada. Nuestros servicios capacitan a las personas a tener control de sus próximos pasos a su propio ritmo. No se necesitan materiales excepto el deseo de aprender.

Can you pay the bills if your spouse, child, or parent dies or becomes ill? Do you know where important documents or passwords are located? Who will take care of you, your children, or pets during an illness or emergency? In 2020, we are learning we are not in control of the events in the world, but we CAN control how we react to them and how we choose to live moving forward.

With a SwanPlanTM in place, you can feel more confident about your finances, family, health, retirement, life and legacy decisions. We will introduce how to Mind Map your habits, goals, and actions to create a comprehensive plan that answers “What keeps you up at night”?

Ideal course for anyone who is new to investing or who is suddenly on their own and making investment decisions for the first time. At the end of this session you will have a roadmap to investing, a better understanding of investment choices such as Stocks, ETF's, DRIPs, Mutual funds and resources that will help give confidence to your future investment decisions. Participant materials will be provided.

Understanding the basics of investments is critical to a person's long-term financial well-being. This educational workshop provides a general outline of various investment vehicles including stocks, bonds and mutual funds. A discussion of why investing may make sense and an overview of asset allocation based on personal risk profiles are offered. Diversification is highlighted as a key part of any investment strategy. At end of discussion, audience should have enough knowledge to understand the difference between various types of equities, and their risks and benefits. Your instructor, P. Jordan Smith, Jr., CFP®, ChFC®, CLTC®, is the Financial Planning Director at MassMutual South Texas, so sign up today in order to make an informed decision with regard to your finances.

Planning for a child’s education is an important part of someone's financial well-being. This educational workshop outlines a college funding strategy based on one-thirds: One third of funding comes from savings (past), one-third of funding comes from current income (present) and one-third of funding comes from loans (future). Information on savings vehicles such as 529s is included. On overview of financial aid (FAFSA) and the importance of attaining scholarships is provided. Your instructor, P. Jordan Smith, Jr., CFP®, ChFC®, CLTC®, is the Financial Planning Director at MassMutual South Texas, so sign up today in order to make an informed decision with regard to your finances.

Being well prepared to retire is an important part of a person's financial well-being and future quality of life. This educational workshop outlines for audiences important things they need to consider ahead of time – before they retire – including from a financial perspective (income, government benefits, taxes), an organizational perspective (simplify and consolidate) and an emotional perspective (social, support, health & wellness). Alignment of income and expenses, using the 4-box strategy is also discussed. At end of discussion, audience should have enough knowledge to begin the process of getting ready to retire. Your instructor, P. Jordan Smith, Jr., CFP®, ChFC®, CLTC®, is the Financial Planning Director at MassMutual South Texas, so sign up today in order to make an informed decision with regard to your finances.

During times of financial uncertainty, it is important that Americans put additional focus on the fundamentals of finance. Join us for a discussion on savings, managing debt, investing for the long term, and all things needed to have as a solid footing while navigating economic downturns or job loss. This seminar will provide insights and an overview of how CARES Act fits into each foundation.

We’re ready to get back to our travels! When it is safe to go on a trip, where can we go, how do we stay safe, and how do we make our travel free? If you are near retirement, changing careers, a student, or someone who likes the idea of making additional income to support your travel dream, this class is for you. World traveler Gina Henry shows you how she is prepared for the new “travel normal” including important tips on safety, trip insurance, what to do if you become sick, and other strategies. Discover over 200 ways to travel free. Earn free airline tickets, hotel nights, tours & more in the USA & worldwide! Volunteering, fun work-vacations, paid travel, teaching English and remote employment opportunities.

Would you like to develop a healthier money mindset and learn to boost your financial well-being? Come explore practical resources, tools, and tips to improve budgeting, saving, financial knowledge, and develop your financial workout.

Learn basic skills of the home-buying process explained by leading experts, it pays to have the proper knowledge and tools to understand the difference between Home Loans. You'll also learn how you can get thousands of dollars for your down payment and closing cost.

Learn basic skills of the home-buying process explained by leading experts, it pays to have the proper knowledge and tools to understand the difference between Home Loans. You'll also learn how you can get thousands of dollars for your down payment and closing cost.

Have you ever wanted to be in business for yourself and create a legacy for your family? Building a dividend portfolio is similar to building a business except you have no overhead, no inventory, no employees and no selling or franchise fees. A dividend compounding portfolio will provide a growing stream of dividend income that you can create on a part time basis and with as little as $25/month. NOTE: This course is informational only and no products or services will be sold. In this two-hour class we will cover: The Business Plan of Dividend Investing The Steps to Set up a Dividend Reinvestment Plans (DRIPs) The Tools to Identify Quality Dividend Stocks and Grow your Business

Do you want to buy a stock, but have no idea how to read a stock chart? Knowing how to read a stock chart can help you make an educated choice to buy, sell, or pass on a stock. We will review the basic elements of charts, technical indicators, and what they tell us. NOTE: This course is informational only and no products or services will be sold.

Travel is starting to reopen. Now is the perfect time to be earning thousands of airline frequent flyer miles & hotel reward points without ever stepping foot on a plane or paying for a hotel room. Become your own “Travel hacking” expert and learn how to earn reward points quickly & simply. Redeem them for high-value trips. Flights and hotels are typically the most expensive part of your vacation budget. Save thousands of dollars and travel the world to more places than you could have dreamed - for FREE! Instructor, Gina Henry will show you her easy “Beginner Strategy" then graduate you to more advanced strategies that earn you 1 million+ reward points a year. All the major reward programs will be detailed: Delta, American, United, Southwest, American Express, Discover, Chase Ultimate Rewards, Citibank, Capital One, Marriott, IHG, Hyatt, Hilton, and more. Learn strategies for maximizing points in each reward program via the airline alliances One World, Star Alliance, Sky Team, etc. Don’t miss out on the perks of Southwest companion tickets and Alaska Air reward programs. Also learn tips for flying business & first class. You many never have to fly coach class again. Instructor, Gina Henry, founder of Go Global, Inc, has been a professional traveler for over 30 years and earns 15 FREE airline tickets and dozens of FREE hotel nights each year.

Want to learn how to BUDGET better, SPEND more mindfully and SAVE more? Come join us for a fun and friendly session on how to track your spending and implement creative savings habits. Our approach empowers people to own their next steps at their own pace. Your finances don’t have to be in bad shape to be able to implement new ideas. No materials are needed just an attitude for learning

Want to learn how to BUDGET better, SPEND more mindfully and SAVE more? Come join us for a fun and friendly session on how to track your spending and implement creative savings habits. Our approach empowers people to own their next steps at their own pace. Your finances don’t have to be in bad shape to be able to implement new ideas. No materials are needed just an attitude for learning