This class provides a comprehensive overview of the relationship of a buyer or seller of Texas real estate to the real-estate broker they hire to help them with the process. Topics covered include the legal and ethical requirements of license holders, the services a consumer should expect, and the process of working with your broker to accomplish the sale or purchase of property.

During this class we will talk through the different ways to pay for long term care -- currently about 8% of Americans had a plan and about 70% will need some kind of LTC. We will go into detail all the ways you can cover this costs for you and your loved ones.

Veteran health issues impact not only the veteran but also their caregivers, extended family, friends and even former spouses. As a society, we often assume all veterans are covered by federal health insurance while in fact few qualify for either VA or Tricare coverage. All veterans and their caregivers should become aware of how Medicare works with federal programs intended for veterans. 
 

At this workshop you will learn... 

• 5 factors to consider when deciding to apply for benefits
• When it makes sense to delay benefits
• and when it does not
• Why you should always check your earnings record for accuracy
• How to estimate your benefits 
• Innovative strategies for coordinating benefits with your spouse
• How to minimize taxes on Social Security benefits 
• How to coordinate Social Security with your other forms of retirement income

The decisions you make today can have a tremendous bearing on the total amount of benefits you stand to receive over your lifetime.

If something happens to you, will your family, Power of Attorney (POA) or the Executor of your estate know how to handle your affairs? We will go over a list of items that your POA/Executor needs to know to find documents, pay bills, handle assets, etc. A “template” MSWord document will be provided that can be used to create an “Emergency Document” with everything that will be needed by someone that needs to step in and take over your accounts. Discussion will include 1) what needs to be addressed NOW, and 2) what nightmares can occur if this information is not readily available to the person you have asked to be your POA or the executor of your estate.