Savvy Social Security Planning – What Every Retiree Should Know   

SOCIAL SECURITY PLANNING: WHAT EVERYONE NEEDS TO KNOW
After being told for years that Social Security is going broke, people are realizing it will soon be their turn to collect. Decisions you make now can have a tremendous impact on the total amount of benefits you stand to receive over your lifetime. This informative seminar covers the basics of Social Security and reveals strategies for maximizing your benefits including:

Factors to consider when deciding when to apply
for benefits
• When it makes sense to delay benefits—and when
it does not
• Why you should always check your earnings
record for accuracy
• How to estimate your benefits
• How to coordinate benefits with your spouse
• How to minimize taxes on Social Security benefits
• How to coordinate Social Security with your other
sources of retirement income

Your enrollment fee entitles you to:
• Over one and a half hours of class time (one session)
with a licensed financial services professional
• A six-page resource handout with tips and tricks
regarding Social Security
• The option of a private, confidential meeting with
the instructor

Class Curriculum
• Will Social Security be there for me?
• How much can I expect to receive?
• When should I apply for Social Security?
• How can I maximize my benefits?
• How will my benefits be affected by taxes?
• Will Social Security be enough to live on in retirement?

SOCIAL SECURITY PLANNING: WHAT EVERYONE NEEDS TO KNOW
After being told for years that Social Security is going broke, people are realizing it will soon be their turn to collect. Decisions you make now can have a tremendous impact on the total amount of benefits you stand to receive over your lifetime. This informative seminar covers the basics of Social Security and reveals strategies for maximizing your benefits including:

Factors to consider when deciding when to apply
for benefits
• When it makes sense to delay benefits—and when
it does not
• Why you should always check your earnings
record for accuracy
• How to estimate your benefits
• How to coordinate benefits with your spouse
• How to minimize taxes on Social Security benefits
• How to coordinate Social Security with your other
sources of retirement income

Your enrollment fee entitles you to:
• Over one and a half hours of class time (one session)
with a licensed financial services professional
• A six-page resource handout with tips and tricks
regarding Social Security
• The option of a private, confidential meeting with
the instructor

Class Curriculum
• Will Social Security be there for me?
• How much can I expect to receive?
• When should I apply for Social Security?
• How can I maximize my benefits?
• How will my benefits be affected by taxes?
• Will Social Security be enough to live on in retirement?

SOCIAL SECURITY PLANNING: WHAT EVERYONE NEEDS TO KNOW
After being told for years that Social Security is going broke, people are realizing it will soon be their turn to collect. Decisions you make now can have a tremendous impact on the total amount of benefits you stand to receive over your lifetime. This informative seminar covers the basics of Social Security and reveals strategies for maximizing your benefits including:

Factors to consider when deciding when to apply
for benefits
• When it makes sense to delay benefits—and when
it does not
• Why you should always check your earnings
record for accuracy
• How to estimate your benefits
• How to coordinate benefits with your spouse
• How to minimize taxes on Social Security benefits
• How to coordinate Social Security with your other
sources of retirement income

Your enrollment fee entitles you to:
• Over one and a half hours of class time (one session)
with a licensed financial services professional
• A six-page resource handout with tips and tricks
regarding Social Security
• The option of a private, confidential meeting with
the instructor

Class Curriculum
• Will Social Security be there for me?
• How much can I expect to receive?
• When should I apply for Social Security?
• How can I maximize my benefits?
• How will my benefits be affected by taxes?
• Will Social Security be enough to live on in retirement?

SOCIAL SECURITY PLANNING: WHAT EVERYONE NEEDS TO KNOW
After being told for years that Social Security is going broke, people are realizing it will soon be their turn to collect. Decisions you make now can have a tremendous impact on the total amount of benefits you stand to receive over your lifetime. This informative seminar covers the basics of Social Security and reveals strategies for maximizing your benefits including:

Factors to consider when deciding when to apply
for benefits
• When it makes sense to delay benefits—and when
it does not
• Why you should always check your earnings
record for accuracy
• How to estimate your benefits
• How to coordinate benefits with your spouse
• How to minimize taxes on Social Security benefits
• How to coordinate Social Security with your other
sources of retirement income

Your enrollment fee entitles you to:
• Over one and a half hours of class time (one session)
with a licensed financial services professional
• A six-page resource handout with tips and tricks
regarding Social Security
• The option of a private, confidential meeting with
the instructor

Class Curriculum
• Will Social Security be there for me?
• How much can I expect to receive?
• When should I apply for Social Security?
• How can I maximize my benefits?
• How will my benefits be affected by taxes?
• Will Social Security be enough to live on in retirement?