Finance, Investments & Retirement   

In this class you will learn techniques to help you and your loved ones during times of transition such as: retirement, sell of a business, loss of a spouse, divorce, or relocating. We will discuss investments, taxes, estate planning, insurance, and social security options. Wouldn’t it be nice to know how your decision today may impact your financial future 10-15 years later? This course can show you how. If you are in a transitional life event, please join us for a fun and informative session that will provide tools and techniques to help you and your family during this time of change.

For over 30 years, this class has taught retirees how to confidently make investment decisions and identify the results they want.  If you feel overwhelmed or intimidated by investment decisions, the information in this class can get you started on a proven path to financial security.  The class format is easy, and we will cover many investments preferred by investors in or close to retirement.  Learn the good, the bad and the ugly about stocks, bonds, mutual funds, annuities and more.  Topics include: smart IRA strategies, common investment mistakes to avoid, and simple risk reducing strategies that anyone can use. Bring your questions.  No investments will be offered or promoted.

Major rule changes for IRA, 401(k), 403(b), TSA, SEP and other retirement savings plans may affect you! In this class, learn how to use new rule changes to your advantage. You'll also learn how to avoid common IRA mistakes that can devastate your retirement. We'll cover inherited IRAs and how to be smart about your beneficiaries; avoiding IRA taxation (legally!); and making Roth IRA conversions at any age. You'll discover easy ways to handle IRA distributions to make your money last, and proven investment practices to get the results you want from your retirement plan. Don’t miss this opportunity to make the most of your retirement plan savings.

Do you understand the difference between an exchange-traded fund and a mutual fund? How about a municipal bond or how annuities work? Investing doesn’t have to be complicated. With so many options, research, and analysis available to today’s investors, making good decisions can seem overwhelming. Gain a working glossary to understand the world of investing. Learn a basic structure to assist in deductive decisions, and a fundamental framework to discuss the global marketplace. There will be time to learn about some of the pitfalls in financial planning and shared tips and insights on working with attorneys, accountants and advisors.

Stop worrying and get excited about retirement! Are you prepared to leave the workforce? Are you looking forward to a comfortable life post-career? Or are you terrified, confused, or overwhelmed by the very idea? Wherever you are on your retirement journey, you can reinvent your vision of the next chapter in your life. Goals that were once important to you may have shifted, and your life can shift accordingly. Your quality of life can endure and grow as you transition into retirement and embrace personal and financial independence. We’ll cover how, through thoughtful planning, you can achieve the retirement lifestyle you envision.

In March of 2022 the United States Federal Reserve began to raise interest rates for the first time since the 2008 Great Recession. Fourteen years of low interest rates and a rising stock markets rewarded stock investors and made bonds boring.  Everything has changed. The stock market is down, interest rates are up, and several factors have allowed inflation to increase. Come learn how all these impacts investors and hear ideas on how you might want to position on your assets for the new normal.

Learn what you need to know about social security and retirement. We will discuss how your social security is calculated, the taxation of benefits, and ways to calculate when to take benefits. This class will help you understand the risks you face in retirement and help you create a strategy to mitigate those risks. Over 70% of Americans* receiving social security today depend on it for half of their income. Planning for retirement can be complicated and knowing when to take your social security benefit can be one of the most important decisions in retirement. Come join us to learn ways to maximize your social security benefits and retirement income. 

$55 single/$20 for 2nd family member.

 

Each of us has a money story that formed when we were kids. By mapping out that story and examining their associated money scripts, we can potentially transform our relationship with money and release self-limiting money behaviors. We will also spend some time identifying your core vision/values that can guide your future financial life and decisions. An additional topic to be covered in the course is an exploration of the emerging fields of financial therapy and money coaching.

Do you understand how annuities and life insurance work? You’re not the only one. The complexity of these instruments can be staggering. Gain a basic understanding of different types of annuities and life insurance, when they should be used, when they should not and some of the pitfalls to avoid.

 

Do you know what you need to retire? Whether or not your social security will be taxable and how to invest your savings to create an income to live on? If you are close to retirement or currently retired come and learn ways to improve your retirement income plan or create one. You will be taught financial planning techniques and investments options along with tax considerations for retirement income planning. Please join us and become a more informed Financial decision maker. $55 single/$20 for 2nd family member.

Comments from former students:
“This class helped me to understand the investments I own in plain English.”
“I learned how much income I can expect to receive from my investments.”

 

If you are among the many investors who bought an investment that was gaining value and showing a promising future, only to watch helplessly as it turned down and lost you money, Why Bad Things Happen to Good Investments has the answers to keep you from making the same investment mistakes over and over. If you faithfully follow traditional investing advice, but still experience painful losses you will love the new insights that this class presents.
Discover the common reoccurring problems caused by the relentless cycles of the financial markets, and learn how to protect your money and save your retirement from being devastated.
Based upon the book by the same name, this class provides the tools you need to become pro-active about your investments, and begin to finally get the results you need to build a secure financial future.