After living on his blue water sailboats (42' and 51') for five years and after sailing all over the world for 43 years, the instructor will share his experiences, teach you the fundamentals, and show you the unsurpassed artistry of blue water sailing.

Participants read short selections from classical and current fiction and nonfiction. Through conversation with each other, attendees achieve greater appreciation for the material, gain interesting insights, and enjoy social engagement. Class members determine the reading selections, which vary each semester. Each selection is independent of others, so missing a session or more is no problem.

In this session, we will examine the five non-financial pillars that decide whether your encore years feel rich or hollow: spirituality, hobbies, intellectual engagement, emotional health, and physical fitness. We will map the Goldilocks Zone of retirement, where financial preparation and human preparation hold each other up, and we will name the two quadrants where most retirees get stuck: rich but impoverished, or loved but unprepared. You measured your retirement in dollars. What if dollars were never the point? For decades, the financial industry has trained us to measure readiness in a single currency—money. The implicit promise is: if you reach the number, the life you want will follow. For most retirees, it does not. Money is quantitative; wealth is qualitative. One is a means, the other is the end. We use the two terms interchangeably, yet they describe very different things. Money can be lost in a market correction. Wealth is built across a lifetime, and once built, no market can touch it. You will leave this session with a clearer distinction and a sharper question: Not “Am I rich enough?” but “Am I wealthy enough?”